:root{
  --navy:#102a43;
  --blue:#1f5f99;
  --light:#f5f8fb;
  --border:#dbe5ee;
  --text:#243746;
  --muted:#647789;
  --white:#fff;
  --accent:#2f80c7;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:#fff;line-height:1.6}
a{color:var(--blue)}
.container{width:min(1120px,92%);margin:auto}
.topbar{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--border)}
.nav{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy)}
.brand-mark{width:42px;height:42px;border-radius:12px;background:var(--navy);color:#fff;display:grid;place-items:center;font-size:22px;font-weight:700}
.brand strong,.brand small{display:block}
.brand small{color:var(--muted);font-size:12px}
nav{display:flex;gap:22px;flex-wrap:wrap}
nav a{text-decoration:none;color:var(--text);font-weight:600;font-size:14px}
.hero{padding:88px 0;background:linear-gradient(135deg,#f8fbfe,#eef5fb)}
.hero-grid{display:grid;grid-template-columns:1.3fr .7fr;gap:48px;align-items:center}
.eyebrow{display:inline-block;color:var(--blue);font-weight:700;text-transform:uppercase;letter-spacing:.08em;font-size:12px;margin-bottom:12px}
h1{font-size:clamp(38px,6vw,64px);line-height:1.05;color:var(--navy);margin:0 0 22px}
h2{font-size:clamp(28px,4vw,40px);line-height:1.15;color:var(--navy);margin:0 0 14px}
h3{color:var(--navy);margin-top:0}
.lead{font-size:19px;max-width:760px;color:#425b6c}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin:30px 0 16px}
.btn{display:inline-block;padding:14px 20px;border-radius:10px;text-decoration:none;font-weight:700}
.primary{background:var(--navy);color:#fff}
.secondary{background:#fff;border:1px solid var(--border);color:var(--navy)}
.microcopy{font-size:13px;color:var(--muted);max-width:700px}
.company-card{background:#fff;border:1px solid var(--border);border-radius:18px;padding:28px;box-shadow:0 18px 45px rgba(16,42,67,.08)}
.company-card h2{font-size:24px}
dl{margin:0}
dl div{padding:14px 0;border-bottom:1px solid var(--border)}
dl div:last-child{border-bottom:0}
dt{font-size:12px;text-transform:uppercase;color:var(--muted);font-weight:700}
dd{margin:4px 0 0;font-weight:700}
.section{padding:82px 0}
.alt{background:var(--light)}
.section-heading{max-width:820px;margin-bottom:34px}
.info-grid,.services,.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.info-card,.services article,.trust-card{background:#fff;border:1px solid var(--border);border-radius:15px;padding:24px}
.trust-grid{grid-template-columns:repeat(2,1fr)}
.notice{margin-top:24px;background:#eef6fd;border-left:4px solid var(--accent);padding:20px 22px;border-radius:10px}
.notice p{margin-bottom:0}
.contact-section{background:var(--navy);color:#fff}
.contact-section h2,.contact-section .eyebrow{color:#fff}
.contact-box{display:grid;grid-template-columns:1fr 1fr;gap:40px}
.contact-details a{color:#fff;font-size:22px;font-weight:700}
footer{padding:36px 0;background:#0b1f33;color:#cbd7e1}
.footer-grid{display:flex;justify-content:space-between;gap:24px;align-items:flex-start}
.footer-links{display:flex;gap:18px;flex-wrap:wrap}
.footer-links a{color:#fff}
.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:24px;padding-top:20px;font-size:13px}
@media(max-width:850px){
  .nav{align-items:flex-start;padding:15px 0;flex-direction:column}
  nav{gap:14px}
  .hero{padding:58px 0}
  .hero-grid,.contact-box{grid-template-columns:1fr}
  .info-grid,.services,.trust-grid{grid-template-columns:1fr}
  .footer-grid{flex-direction:column}
}